* { box-sizing: border-box; }

:root {
  --ink: #0A0F2C;
  --text: #40435E;
  --muted: #7A7D9B;
  --border: #E6E8F3;
  --surface: #F6F7FC;
  --surface-2: #EEF0FA;
  --white: #FFFFFF;
  --radius-lg: 24px;
  --radius-md: 16px;
  --radius-sm: 10px;
  --shadow-sm: 0 1px 2px rgba(10, 15, 44, 0.05);
  --shadow-md: 0 12px 32px rgba(10, 15, 44, 0.08);
  --primary-tint: color-mix(in srgb, var(--color-primary) 10%, white);
  --secondary-tint: color-mix(in srgb, var(--color-secondary) 12%, white);
}

html { overflow-x: hidden; }
body {
  margin: 0;
  overflow-x: hidden;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--text);
  line-height: 1.6;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 { color: var(--ink); font-weight: 700; letter-spacing: -0.02em; margin: 0 0 16px; }
h1 { font-size: clamp(2.25rem, 4vw, 3.5rem); line-height: 1.08; }
h2 { font-size: clamp(1.5rem, 2.5vw, 2.1rem); line-height: 1.2; }
h3 { font-size: 1.15rem; line-height: 1.3; }
p { margin: 0 0 16px; }
a { color: inherit; }

.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 24px; gap: 24px; }
.logo { display: flex; align-items: center; text-decoration: none; flex-shrink: 0; }
.logo img { height: 60px; width: auto; display: block; }
.main-nav { display: flex; gap: 28px; flex: 1; justify-content: center; }
.main-nav a { color: var(--text); text-decoration: none; font-size: 0.92rem; font-weight: 500; transition: color 0.15s ease; }
.main-nav a:hover { color: var(--color-primary); }

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 12px 24px; border-radius: 999px; text-decoration: none; font-weight: 600; font-size: 0.92rem; transition: all 0.15s ease; border: 1px solid transparent; white-space: nowrap; }
.btn-primary { background: var(--color-primary); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: color-mix(in srgb, var(--color-primary) 88%, black); transform: translateY(-1px); }
.btn-outline { border-color: var(--border); color: var(--ink); background: var(--white); }
.btn-outline:hover { border-color: var(--color-primary); color: var(--color-primary); }
.btn-secondary { background: var(--color-secondary); color: #fff; }
.btn-secondary:hover { background: color-mix(in srgb, var(--color-secondary) 88%, black); transform: translateY(-1px); }
.btn-link { color: var(--color-primary); padding: 0; border-radius: 0; font-weight: 600; }
.btn-link:hover { text-decoration: underline; }
.btn-white { background: #fff; color: var(--ink); }
.btn-white:hover { transform: translateY(-1px); }

/* Hero */
.hero { position: relative; overflow: hidden; padding: 96px 0 88px; background: var(--surface); }
.hero::before, .hero::after {
  content: ""; position: absolute; border-radius: 50%; filter: blur(80px); z-index: 0;
}
.hero::before { width: 520px; height: 520px; background: color-mix(in srgb, var(--color-primary) 45%, transparent); top: -180px; right: -140px; }
.hero::after { width: 440px; height: 440px; background: color-mix(in srgb, var(--color-secondary) 50%, transparent); bottom: -200px; left: -100px; }
.hero-inner { position: relative; z-index: 1; max-width: 720px; }
.hero .eyebrow-pill { display: inline-flex; align-items: center; gap: 8px; background: var(--white); border: 1px solid var(--border); border-radius: 999px; padding: 6px 16px; font-size: 0.82rem; font-weight: 600; color: var(--color-primary); margin-bottom: 24px; box-shadow: var(--shadow-sm); }
.hero-inner h1 { max-width: 640px; }
.hero-inner h1 .accent { color: var(--color-primary); }
.hero-inner p.lead { font-size: 1.15rem; color: var(--text); max-width: 560px; margin-bottom: 32px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-small { padding: 56px 0 48px; text-align: left; }
.hero-small .eyebrow { font-size: 0.85rem; color: var(--muted); margin-bottom: 8px; }
.hero-small .eyebrow a { color: var(--color-primary); text-decoration: none; font-weight: 600; }

/* Stats bar */
.stats-bar {
  position: relative;
  overflow: hidden;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 64px 0 56px;
  background:
    url("/static/img/burst.svg") no-repeat center 120% / 900px auto,
    linear-gradient(180deg, var(--surface), var(--white));
}
.stats-grid { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 24px; text-align: center; }
.stat-item .stat-number { font-size: clamp(1.6rem, 2.5vw, 2.2rem); font-weight: 700; color: var(--ink); letter-spacing: -0.02em; }
.stat-item .stat-label { font-size: 0.85rem; color: var(--muted); margin-top: 4px; }

/* Section heading pattern */
section.container { padding: 72px 24px; position: relative; }
.section-head { display: flex; flex-direction: column; gap: 12px; max-width: 620px; margin-bottom: 40px; position: relative; z-index: 1; }
.eyebrow-label { font-size: 0.8rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-primary); }
.section-head p { color: var(--text); font-size: 1.02rem; margin: 0; }

.section-glow { overflow: hidden; }
.section-glow::before {
  content: ""; position: absolute; top: -40px; right: -60px; width: 320px; height: 320px;
  background: radial-gradient(circle, color-mix(in srgb, var(--color-secondary) 55%, transparent), transparent 70%);
  filter: blur(50px); border-radius: 50%; z-index: 0;
}

/* Contact form */
.contact-form { max-width: 560px; display: flex; flex-direction: column; gap: 18px; }
.form-row { display: flex; flex-direction: column; gap: 6px; }
.form-row label { font-size: 0.88rem; font-weight: 600; color: var(--ink); }
.form-row input, .form-row select, .form-row textarea {
  font-family: inherit; font-size: 0.95rem; padding: 12px 14px; border: 1px solid var(--border);
  border-radius: var(--radius-sm); background: var(--white); color: var(--text); resize: vertical;
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus {
  outline: none; border-color: var(--color-primary); box-shadow: 0 0 0 3px color-mix(in srgb, var(--color-primary) 15%, transparent);
}
.contact-success { max-width: 560px; text-align: center; padding: 40px; }
.contact-success h2 { margin-bottom: 8px; }
.contact-success p { margin-bottom: 24px; }

/* Card grid / bento */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; }
.card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-md); padding: 28px; transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease; }
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: transparent; }
.card-icon { width: 48px; height: 48px; border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.card-icon svg { width: 24px; height: 24px; }
.card-icon.tint-primary { background: var(--primary-tint); color: var(--color-primary); }
.card-icon.tint-secondary { background: var(--secondary-tint); color: var(--color-secondary); }
.card h3, .card h2 { margin-bottom: 8px; }
.card p { color: var(--text); font-size: 0.95rem; margin-bottom: 16px; }
.mini-list { list-style: none; padding: 0; color: var(--text); font-size: 0.9rem; margin: 0 0 16px; }
.mini-list li { padding: 4px 0; }

.requisito-block { background: var(--surface); border-radius: var(--radius-md); padding: 24px 28px; margin: 16px 0; }
.requisito-block h3 { margin-bottom: 12px; }
.requisito-block strong { color: var(--ink); }

.cta-box { background: var(--ink); border-radius: var(--radius-lg); padding: 56px 40px; text-align: center; margin: 56px 0; color: #fff; }
.cta-box h2 { color: #fff; }
.cta-box p { color: rgba(255,255,255,0.75); max-width: 480px; margin: 0 auto 28px; }

/* Footer */
.site-footer { padding: 48px 24px 64px; margin-top: 56px; }
.footer-card { background: var(--color-primary); border-radius: var(--radius-lg); padding: 40px 48px 32px; color: #fff; }
.footer-top { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; margin-bottom: 32px; }
.footer-logo { height: 36px; width: auto; display: block; }
.footer-social { display: flex; gap: 12px; }
.footer-social a { width: 34px; height: 34px; border-radius: 50%; border: 1px solid rgba(255,255,255,0.35); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.85); transition: all 0.15s ease; }
.footer-social a:hover { background: rgba(255,255,255,0.12); border-color: #fff; color: #fff; }
.footer-social svg { width: 16px; height: 16px; }

.footer-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; padding: 24px 0 28px; border-top: 1px solid rgba(255,255,255,0.18); }
.footer-grid-4 { grid-template-columns: repeat(4, 1fr); }
.footer-col h4 { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.05em; color: rgba(255,255,255,0.6); margin-bottom: 14px; font-weight: 700; }
.footer-col a { display: block; color: #fff; text-decoration: none; font-size: 0.88rem; padding: 4px 0; font-weight: 500; }
.footer-col a:hover { color: var(--secondary-tint, #FFD9A8); text-decoration: underline; }

.footer-legal { border-top: 1px solid rgba(255,255,255,0.18); padding-top: 20px; }

/* --- Páginas de contenido legal / regulatorio --- */
.legal-content { max-width: 760px; padding: 8px 0 72px; color: var(--text); font-size: 0.98rem; line-height: 1.7; }
.legal-content h2 { font-size: 1.25rem; margin: 36px 0 12px; color: var(--ink); }
.legal-content h2:first-child { margin-top: 0; }
.legal-content p { margin: 0 0 16px; }
.legal-content ul { margin: 0 0 16px; padding-left: 22px; }
.legal-content li { margin-bottom: 6px; }
.legal-content strong { color: var(--ink); }
.legal-content .updated-at { color: var(--muted); font-size: 0.85rem; margin-top: -8px; margin-bottom: 32px; }

.callout-pending {
  background: color-mix(in srgb, var(--color-secondary) 12%, white);
  border: 1px solid color-mix(in srgb, var(--color-secondary) 45%, transparent);
  border-radius: var(--radius-md);
  padding: 16px 20px;
  margin: 0 0 28px;
  font-size: 0.9rem;
}
.callout-pending strong { display: block; margin-bottom: 4px; }

.legal-table { width: 100%; border-collapse: collapse; margin: 8px 0 24px; font-size: 0.9rem; }
.legal-table th, .legal-table td { border: 1px solid var(--border); padding: 10px 14px; text-align: left; }
.legal-table th { background: var(--surface); font-weight: 700; color: var(--ink); }

.sitemap-list { columns: 2; column-gap: 40px; list-style: none; padding: 0; margin: 0 0 16px; }
.sitemap-list li { break-inside: avoid; margin-bottom: 8px; }
.sitemap-list a { color: var(--color-primary); text-decoration: none; font-weight: 500; }
.sitemap-list a:hover { text-decoration: underline; }
.footer-legal p { color: rgba(255,255,255,0.6); font-size: 0.78rem; line-height: 1.6; margin: 0 0 12px; }
.footer-legal .footer-copyright { margin: 0; color: rgba(255,255,255,0.75); font-weight: 500; }

@media (max-width: 900px) {
  .footer-grid-4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 720px) {
  .main-nav { display: none; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-grid-4 { grid-template-columns: 1fr; }
  .footer-card { padding: 32px 24px 24px; }
  .header-inner { justify-content: space-between; padding: 12px 16px; gap: 10px; }
  .logo img { height: 36px; }
  .header-inner .btn { padding: 8px 14px; font-size: 0.82rem; white-space: nowrap; }
  h1 { font-size: clamp(1.75rem, 8vw, 2.25rem); }
  .hero { padding: 56px 0 48px; }
  .hero::before { width: 280px; height: 280px; top: -100px; right: -80px; }
  .hero::after { width: 240px; height: 240px; bottom: -120px; left: -60px; }
  section.container { padding: 48px 16px; }
  .container { padding: 0 16px; }
  .footer-social { flex-wrap: wrap; }
}

/* ============================================================
   Tipografías propias de marca (Be Vietnam / Open Sans)
   Reemplazan a Google Fonts (Inter) — ver Branding Mat.
   ============================================================ */
@font-face { font-family: "Be Vietnam"; src: url("/static/fonts/BeVietnam-Regular.woff") format("woff"); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: "Be Vietnam"; src: url("/static/fonts/BeVietnam-Medium.woff") format("woff"); font-weight: 500; font-style: normal; font-display: swap; }
@font-face { font-family: "Be Vietnam"; src: url("/static/fonts/BeVietnam-SemiBold.woff") format("woff"); font-weight: 600; font-style: normal; font-display: swap; }
@font-face { font-family: "Be Vietnam"; src: url("/static/fonts/BeVietnam-Bold.woff") format("woff"); font-weight: 700; font-style: normal; font-display: swap; }
@font-face { font-family: "Be Vietnam"; src: url("/static/fonts/BeVietnam-ExtraBold.woff") format("woff"); font-weight: 800; font-style: normal; font-display: swap; }
@font-face { font-family: "Open Sans"; src: url("/static/fonts/OpenSans-Regular.woff") format("woff"); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: "Open Sans"; src: url("/static/fonts/OpenSans-SemiBold.woff") format("woff"); font-weight: 600; font-style: normal; font-display: swap; }
@font-face { font-family: "Open Sans"; src: url("/static/fonts/OpenSans-Bold.woff") format("woff"); font-weight: 700; font-style: normal; font-display: swap; }

body { font-family: "Open Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif; }
h1, h2, h3 { font-family: "Be Vietnam", sans-serif; }

/* ============================================================
   Buró de Entidades Financieras — badge clicable en el footer
   ============================================================ */
.buro-badge { display: inline-block; margin-top: 4px; }
.buro-badge img { width: 72px; height: 72px; object-fit: contain; display: block; border-radius: 8px; background: #fff; padding: 3px; }

/* ============================================================
   Aviso de Datos de la UNE (home) — Art. 65-67 disposiciones CONDUSEF
   ============================================================ */
.une-notice { background: var(--white); border: 2px solid var(--color-primary); border-radius: var(--radius-md); padding: 28px 32px; }
.une-notice h3 { margin: 4px 0 12px; }
.une-notice p { margin: 0 0 12px; color: var(--text); }
.une-notice-list { list-style: none; padding: 0; margin: 0 0 16px; color: var(--text); font-size: 0.95rem; }
.une-notice-list li { padding: 4px 0; }
.une-notice-list strong { color: var(--ink); }

/* ============================================================
   Formulario "Solicita aquí"
   ============================================================ */
.sol-wrap { max-width: 780px; margin: 0 auto; padding: 40px 0 24px; }
.sol-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); padding: 32px; margin-bottom: 24px; }
.sol-card h2 { font-size: 1.15rem; margin: 0 0 4px; color: var(--ink); }
.sol-card .sol-hint { color: var(--muted); font-size: 0.9rem; margin: 0 0 20px; }
.sol-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.sol-grid.cols-3 { grid-template-columns: 1fr 1fr 1fr; }
.sol-field { margin-bottom: 16px; }
.sol-field label { display: block; font-size: 0.88rem; font-weight: 600; color: var(--ink); margin-bottom: 6px; }
.sol-field .req { color: var(--color-secondary); }
.sol-field input[type=text], .sol-field input[type=email], .sol-field input[type=tel], .sol-field select, .sol-field textarea {
  width: 100%; padding: 10px 12px; border: 1px solid var(--border); border-radius: var(--radius-sm);
  font-size: 0.95rem; font-family: inherit; background: var(--white); color: var(--ink);
}
.sol-field input:focus, .sol-field select:focus, .sol-field textarea:focus { outline: none; border-color: var(--color-primary); box-shadow: 0 0 0 3px color-mix(in srgb, var(--color-primary) 15%, transparent); }
.sol-field textarea { resize: vertical; min-height: 70px; }
.sol-radio-group, .sol-check-group { display: flex; flex-wrap: wrap; gap: 12px 20px; }
.sol-radio-group label, .sol-check-group label { display: flex; align-items: center; gap: 6px; font-weight: 400; font-size: 0.9rem; }
.sol-radio-group input, .sol-check-group input { width: auto; margin: 0; }
.sol-declaracion { background: var(--surface); border-radius: var(--radius-md); padding: 18px 20px; font-size: 0.85rem; color: var(--text); line-height: 1.5; margin-bottom: 16px; }
.sol-consent { display: flex; align-items: flex-start; gap: 10px; font-size: 0.88rem; margin-bottom: 14px; }
.sol-consent input { margin-top: 3px; }
.sol-alert-error { background: #fdecea; color: #b3261e; border-radius: var(--radius-sm); padding: 12px 16px; margin-bottom: 20px; font-size: 0.9rem; }
.sol-submit { text-align: center; margin-top: 8px; }
.sol-submit .btn { padding: 14px 40px; font-size: 1rem; }
.sol-note { font-size: 0.82rem; color: var(--muted); margin-top: 10px; }
.gracias-wrap { max-width: 600px; margin: 0 auto; padding: 56px 24px 88px; text-align: center; }
.gracias-wrap .folio { display: inline-block; margin: 20px 0; padding: 10px 22px; background: var(--surface); border-radius: var(--radius-md); font-weight: 700; color: var(--color-primary); letter-spacing: 0.5px; }
.gracias-wrap p { color: var(--text); line-height: 1.6; }

@media (max-width: 640px) {
  .sol-grid, .sol-grid.cols-3 { grid-template-columns: 1fr; }
}

/* ============================================================
   Navegación responsive y páginas de crédito V11
   ============================================================ */
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.mobile-menu-toggle { display: none; width: 42px; height: 42px; padding: 9px; border: 1px solid var(--border); border-radius: 12px; background: var(--white); }
.mobile-menu-toggle > span:not(.sr-only) { display: block; height: 2px; margin: 4px 0; background: var(--ink); border-radius: 2px; }
.products-dropdown summary { font-size: 0.92rem; font-weight: 500; color: var(--text); }
.products-dropdown-menu { width: 430px !important; padding: 10px !important; border-radius: 18px !important; }
.products-dropdown-menu a { gap: 16px !important; padding: 14px 16px !important; border-radius: 12px; font-size: 0.95rem !important; }

.credit-hero { position: relative; overflow: hidden; padding: 42px 0 72px; background: linear-gradient(135deg, #f8f9ff 0%, #eef3ff 58%, #fff8e7 100%); }
.credit-hero::after { position: absolute; top: -180px; right: -120px; width: 480px; height: 480px; border: 90px solid rgba(31,59,203,.07); border-radius: 50%; content: ""; }
.credit-breadcrumb { position: relative; z-index: 1; display: flex; gap: 9px; margin-bottom: 48px; color: var(--muted); font-size: .84rem; }
.credit-breadcrumb a { color: var(--color-primary); text-decoration: none; font-weight: 700; }
.credit-hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0,1.08fr) minmax(340px,.72fr); gap: 70px; align-items: center; }
.credit-kicker { display: inline-flex; align-items: center; gap: 10px; margin-bottom: 14px; color: var(--color-primary); font-size: .78rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.credit-kicker::before { width: 24px; height: 3px; border-radius: 4px; background: var(--color-secondary); content: ""; }
.credit-hero-copy h1 { max-width: 720px; margin-bottom: 20px; font-size: clamp(2.65rem,5vw,4.65rem); line-height: 1.02; }
.credit-hero-copy > p:not(.credit-disclaimer) { max-width: 690px; margin-bottom: 28px; color: var(--text); font-size: 1.16rem; line-height: 1.7; }
.credit-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.credit-disclaimer { margin-top: 16px; color: var(--muted); font-size: .8rem; }
.credit-summary { padding: 30px; background: rgba(255,255,255,.9); border: 1px solid rgba(255,255,255,.85); border-radius: 22px; box-shadow: 0 24px 60px rgba(14,35,101,.12); backdrop-filter: blur(10px); }
.credit-summary-title { margin-bottom: 8px; color: var(--ink); font-family: "Be Vietnam", sans-serif; font-size: 1.15rem; font-weight: 700; }
.credit-summary-item { padding: 18px 0; border-bottom: 1px solid var(--border); }
.credit-summary-item:last-child { border-bottom: 0; padding-bottom: 0; }
.credit-summary-item span { display: block; margin-bottom: 5px; color: var(--muted); font-size: .75rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.credit-summary-item strong { display: block; color: var(--ink); font-size: .98rem; line-height: 1.55; }

section.credit-intro { display: grid; grid-template-columns: minmax(0,1fr) minmax(360px,.75fr); gap: 80px; align-items: center; padding-top: 86px; padding-bottom: 86px; }
.credit-intro-copy h2 { margin-top: 10px; font-size: clamp(1.9rem,3.2vw,2.8rem); }
.credit-intro-copy p { color: var(--text); font-size: 1.05rem; }
.credit-confidence { display: grid; grid-template-columns: repeat(3,1fr); overflow: hidden; border: 1px solid var(--border); border-radius: 18px; }
.credit-confidence div { padding: 24px 12px; text-align: center; background: var(--white); border-right: 1px solid var(--border); }
.credit-confidence div:last-child { border-right: 0; }
.credit-confidence strong { display: block; margin-bottom: 7px; color: var(--color-primary); font-family: "Be Vietnam",sans-serif; font-size: 1.3rem; }
.credit-confidence span { color: var(--text); font-size: .82rem; font-weight: 700; }

.credit-soft-section { padding: 84px 0; background: var(--surface); }
.credit-section { padding-top: 86px !important; padding-bottom: 86px !important; }
.credit-section-head { max-width: 720px; }
.credit-use-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; }
.credit-use-card { min-height: 175px; padding: 26px; background: var(--white); border: 1px solid var(--border); border-radius: 18px; }
.credit-use-number { display: block; margin-bottom: 34px; color: var(--color-secondary); font-family: "Be Vietnam",sans-serif; font-size: .86rem; font-weight: 800; }
.credit-use-card h3 { margin: 0; font-size: 1.08rem; }
.credit-use-card p { margin-top: 8px; color: var(--muted); font-size: .9rem; }

.credit-feature-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 16px; }
.credit-feature { padding: 25px 28px; border: 1px solid var(--border); border-radius: 16px; background: var(--white); }
.credit-feature span { display: block; margin-bottom: 9px; color: var(--color-primary); font-size: .76rem; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.credit-feature strong { color: var(--ink); font-size: .96rem; line-height: 1.55; }
.credit-cost-notice { display: flex; align-items: center; justify-content: space-between; gap: 32px; margin-top: 24px; padding: 30px; background: #fff9e7; border: 1px solid #f3df9b; border-radius: 18px; }
.credit-cost-notice h3 { margin: 6px 0 7px; }
.credit-cost-notice p { max-width: 720px; margin: 0; color: var(--text); font-size: .9rem; }

.credit-dark-section { padding: 86px 0; background: #101d54; color: #fff; }
.credit-eligibility-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(340px,.8fr); gap: 80px; align-items: center; }
.credit-eligibility-grid h2 { color: #fff; font-size: clamp(2rem,3.5vw,3rem); }
.credit-eligibility-grid > div > p { color: rgba(255,255,255,.74); font-size: 1.02rem; }
.credit-kicker-light { color: #ffcc37; }
.credit-check-list { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; }
.credit-check-list li { display: flex; gap: 15px; padding: 18px; border: 1px solid rgba(255,255,255,.13); border-radius: 14px; background: rgba(255,255,255,.06); }
.credit-check-list li > span { display: grid; flex: 0 0 27px; height: 27px; place-items: center; color: #101d54; background: #ffcc37; border-radius: 50%; font-weight: 800; }
.credit-check-list strong { color: #fff; }
.credit-check-list p { margin: 3px 0 0; color: rgba(255,255,255,.7); font-size: .88rem; }

.credit-requirements { display: grid; gap: 12px; }
.credit-accordion { overflow: hidden; border: 1px solid var(--border); border-radius: 15px; background: var(--white); }
.credit-accordion summary { position: relative; padding: 21px 60px 21px 24px; color: var(--ink); cursor: pointer; list-style: none; font-family: "Be Vietnam",sans-serif; font-size: 1rem; font-weight: 700; }
.credit-accordion summary::-webkit-details-marker { display: none; }
.credit-accordion summary > span::before, .credit-accordion summary > span::after { position: absolute; top: 29px; right: 25px; width: 14px; height: 2px; background: var(--color-primary); content: ""; }
.credit-accordion summary > span::after { transform: rotate(90deg); transition: transform .18s ease; }
.credit-accordion[open] summary > span::after { transform: rotate(0); }
.credit-accordion-body { padding: 0 24px 24px; color: var(--text); }
.credit-requirement-note { margin-bottom: 18px; padding: 14px 17px; background: var(--surface); border-radius: 10px; }
.credit-requirement-note p { margin: 0 0 5px; font-size: .86rem; }
.credit-requirement-note p:last-child { margin-bottom: 0; }
.credit-document-list { display: grid; grid-template-columns: repeat(2,1fr); gap: 11px 36px; margin: 0; padding-left: 28px; }
.credit-document-list li { padding-left: 5px; font-size: .9rem; }
.credit-document-list li::marker { color: var(--color-primary); font-weight: 700; }
.credit-faq-section { border-top: 1px solid var(--border); }
.credit-final-cta { display: flex; align-items: center; justify-content: space-between; gap: 40px; margin: 8px 0 22px; padding: 44px 48px; color: #fff; background: linear-gradient(120deg,#1f3bcb,#087bfe); border-radius: 22px; }
.credit-final-cta span { color: #ffdb68; font-size: .76rem; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; }
.credit-final-cta h2 { margin: 5px 0 5px; color: #fff; }
.credit-final-cta p { margin: 0; color: rgba(255,255,255,.77); }

@media (max-width: 900px) {
  .credit-hero-grid, section.credit-intro, .credit-eligibility-grid { grid-template-columns: 1fr; gap: 38px; }
  .credit-use-grid { grid-template-columns: repeat(2,1fr); }
  .credit-cost-notice, .credit-final-cta { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 720px) {
  .mobile-menu-toggle { display: block; order: 2; }
  .header-inner > .btn { order: 3; }
  .main-nav { position: absolute; top: 100%; left: 0; right: 0; display: none; flex-direction: column; gap: 0; padding: 12px 18px 18px; background: var(--white); border-bottom: 1px solid var(--border); box-shadow: var(--shadow-md); }
  .main-nav.is-open { display: flex; }
  .main-nav > a, .products-dropdown summary { padding: 13px 8px; font-size: .94rem; }
  .products-dropdown-menu { position: static !important; width: 100% !important; margin: 4px 0 8px !important; box-shadow: none !important; }
  .credit-hero { padding: 28px 0 50px; }
  .credit-breadcrumb { margin-bottom: 32px; }
  .credit-hero-copy h1 { font-size: 2.35rem; }
  .credit-summary { padding: 23px; }
  section.credit-intro { padding-top: 58px; padding-bottom: 58px; }
  .credit-soft-section, .credit-dark-section { padding: 60px 0; }
  .credit-section { padding-top: 60px !important; padding-bottom: 60px !important; }
  .credit-feature-grid, .credit-document-list { grid-template-columns: 1fr; }
  .credit-cost-notice { padding: 24px; }
  .credit-final-cta { padding: 34px 26px; }
}

@media (max-width: 520px) {
  .header-inner > .btn { display: none; }
  .credit-use-grid, .credit-confidence { grid-template-columns: 1fr; }
  .credit-confidence div { border-right: 0; border-bottom: 1px solid var(--border); }
  .credit-confidence div:last-child { border-bottom: 0; }
  .credit-use-card { min-height: 135px; }
  .credit-use-number { margin-bottom: 22px; }
}

/* Navegación V12 sin botón móvil */
.mobile-menu-toggle {
  display: none !important;
}

@media (max-width: 900px) {
  .main-nav {
    display: flex;
  }
}

/* Corrección definitiva del encabezado móvil V12 */
@media (max-width: 720px) {
  .site-header {
    position: sticky;
    top: 0;
  }

  .header-inner {
    display: flex;
    flex-wrap: wrap;
    padding: 10px 18px 8px;
    gap: 6px;
  }

  .logo {
    width: 100%;
    justify-content: center;
  }

  .logo img {
    width: auto;
    height: 46px;
    max-width: 280px;
  }

  .mobile-menu-toggle,
  .header-inner > .btn {
    display: none !important;
  }

  .main-nav {
    position: static !important;
    display: flex !important;
    order: 4;
    width: 100%;
    flex-direction: row !important;
    align-items: center;
    justify-content: space-between;
    gap: 12px !important;
    padding: 5px 0 0 !important;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
  }

  .main-nav > a,
  .products-dropdown summary {
    padding: 8px 0 !important;
    font-size: 0.78rem !important;
    white-space: nowrap;
  }

  .products-dropdown {
    position: relative;
    width: auto !important;
  }

  .products-dropdown summary {
    justify-content: flex-start !important;
    gap: 5px;
  }

  .products-dropdown-menu {
    position: absolute !important;
    top: calc(100% + 8px) !important;
    left: 0 !important;
    width: calc(100vw - 36px) !important;
    margin: 0 !important;
    padding: 8px !important;
    background: #fff !important;
    border: 1px solid #e3e7f1 !important;
    border-radius: 14px !important;
    box-shadow: 0 14px 35px rgba(8, 28, 89, 0.16) !important;
  }

  .products-dropdown-menu a {
    padding: 12px !important;
    font-size: 0.85rem !important;
  }
}

/* Ajustes de portada para teléfonos */
@media (max-width: 560px) {
  .mat-hero {
    padding-top: 48px !important;
  }

  .mat-hero-copy h1 {
    font-size: 2.45rem !important;
    line-height: 1.06 !important;
    overflow-wrap: anywhere;
  }

  .mat-hero-copy > p {
    font-size: 1.05rem !important;
  }

  .mat-actions {
    display: grid !important;
    grid-template-columns: 1fr;
  }

  .mat-actions .mat-btn {
    width: 100%;
  }

  .mat-trust-row {
    gap: 8px !important;
  }

  .mat-trust-row span {
    font-size: 0.68rem !important;
  }
}